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LifeIns Support

Term life

Maximum coverage. Predictable cost.

Term life is the most affordable way to protect dependents during your working years. Choose 10, 20, or 30-year coverage from $50,000 to $1,000,000. Rate is locked for the entire term.

Term length, simplified

  • 10 yr Short-term debts and final mortgage years.
  • 20 yr Most popular — covers child-raising years.
  • 30 yr Long mortgages and longer protection windows.

Convertible riders let you switch to whole life later without re-underwriting.

We compare quotes from leading A-rated carriers

Carrier availability varies by state and underwriting. We are not affiliated with any individual carrier.

Speak with a specialist — no obligation.

Our licensed agents will walk you through the lowest-cost plans you qualify for. Mon–Fri, 9 AM – 8 PM ET; calls are answered live, usually within 30 seconds.